How To Know If You Are A Victim Identity Theft
The first hint that you are a victim of identity theft is missing your bills and other mail. The identity thieves will always change your mailing address to delay your realization that you are being defrauded.
If you receive the bills, you are likely to note extra spending which you have not done yourself and hence raise the red flag on your accounts or credit cards. You should also keenly examine your bills to see what its contents are.
Constant mails and phone calls by the creditors asking you to pay up your debts of which you do not understand is another sign. All that is listed on the payment request will be unknown to you. The calls will become more frequent and demanding as time goes by with threats of attaching your property if the debt is not paid in the prescribed period.
You will gradually note that you are being denied credit, or you are being given credit with offers that are not appealing at all for no apparent reason; the creditors will have accessed your credit scores which have been discredited by the piling unpaid bills hence will view you as a risk.
Finally, a check on your credit report will confirm your suspicion; despite having tried to have the best credit record you will be surprised by the many negative entries that will have been entered without your knowledge.
At this point, you will need to initiate a recovery program by reporting the matter to the police and all the necessary organization after identifying how you are being scammed; check on your credit cards, accounts and companies that are demanding payments to get details of all transactions that you do not know.